Is My Paying Ads just another internet marketing scam?

The creation of the internet was a revolutionary act that forged a global network, from Kenya to London, of everyday people, coming together to…

…play Angry Birds, troll innocent children, and get paid for clicks.

Basically, most activity on the internet can be summed up by one of three things: video games, bullying, or get rich quick schemes. Too harsh?

My Paying Ads falls under the third and they’ve made a killing. Does this mean I’m involved?

This video explains everything:

Make sense? Either way, here’s the full review on My Paying Ads.

Overview

The internet is really just an endless sea of advertisements, from actual pop-ups, to sponsored posts, to sidebar ads, to paid for links.

My Paying Ads takes that aspect of the internet and puts it in hyperdrive, containing it all in one space to fester.

What they do is sell you traffic. Cheap traffic. Like $1 bargain bin cheap.

Is it good traffic? No. Is it okay traffic? Not really. Is it traffic that will lead to anything at all? Probably not.

If you’re looking for conversions and targeted marketing, this is not the place to be. But if you’re just looking for clicks, any clicks…if clicks coming from a litter of newborn puppies would suffice…then My Paying Ads might be useful to you. Basically, this isn’t going to help you sell stuff, but if you’re in the make-money-online business that needs more traffic, it could be useful.

In addition to getting more traffic, you make money by…wait for it…clicking on ads. Yep, that’s right. This is a closed-loop of ads on ads on ads, you’re clicking on other people’s ads while they’re clicking on yours. So, like I said, you’re likely not going to get in touch with anyone who actually wants to buy what you’re selling, but it’s a smart system for other purposes. “Get paid to advertise” – they’re not lying.

This company isn’t structured like a typical MLM. You get paid on referrals, but you have no downline, just your direct referrals. They’ve also got a revenue sharing program which I’ll explain below.

How much does My Paying Ads cost?
It is free to join My Paying Ads. There’s no membership fee.

To participate in the system, you have to start buying ad packs. As a free member, you can only purchase the $5 Ad Pack 1, which is the smallest offering. To purchase larger packages, you need one of the following memberships.

Explorer Membership costs $10 and qualifies you to purchase Ad Packs 1 & 2.

Professional Membership costs $30 and qualifies you to purchase Ad Packs 1, 2, & 3.

Elite Membership costs $60 and qualifies you to purchase Ad Packs 1, 2, 3, & 4.

Products

The following ads are offered:

• Text ads
• Solo ads
• Pay-per-click banners
• Pop-under ads
• Banner ads
• Paid-to-click ads
• Login ads
• Business directory

Ad packs start at very low prices, but they’re also very short term. They run out in minutes, and you buy another. They’re meant to be purchased in bulk. The packs are offered in 4 different levels, with each increases in level being more expensive and offering more clicks. The idea is that you start low, make some money, and use the money you made to purchase another ad pack at a higher level.

AdPack 1: $5.00

• 2 PPC Banner Clicks
• 100 Website Credits
• Returns up to 120%
• Max purchase allowed: 100 AdPacks at a time

AdPack 2: $10

• 4 PPC Banner Clicks
• 200 Website Credits
• Returns up to 120%
• Max purchase allowed: 100 AdPacks at a time

AdPack 3: $25

• 10 PPC Banner Clicks
• 500 Website Credits
• Returns up to 120%
• Max purchase allowed: 100 AdPacks at a time

AdPack 4: $50

• 20 PPC Banner Clicks
• 1,000 Website Credits
• Returns up to 120%
• Max purchase allowed: Unlimited

Opportunity

There are 102 ways to earn with MPA. Seriously.

Aside from the earnings you might make with the extra clicks to your online money making scheme, you get…

Referral Commissions

You get commission on your referrals, but only 1 level deep. Commission is 10% on their first purchase of AdPacks, and 5% on all of their subsequent AdPack purchases.

However, these commissions are paid to you in 30% cash and 70% credit for additional AdPack purchases. So, in reality, if you sign someone up and they purchase a $10 AdPack, you get $.30 cents in commission. After that, you only get $.15 cents.

No one ever promised this get rich scheme would be quick, but it would be nice if it could happen in this lifetime.

Revenue Share

In order to qualify for revenue share, you need to view and click 10 ads per day. This is “traffic exchange” for revshare, and this is how other members get clicks on their ads. Your daily earnings in revenue share are 1%-2.5%.

Paid-to-View Ads

You can also earn money by watching the paid-to-view ads on the website, but you’re only earnings nickels and dimes (literally).

Recap

It’s definitely not Wonderbread and The Brady Bunch level honesty, but it’s not a scam. These paid traffic schemes have their place in the world of online business, and they can serve you if you’ve already built up an internet enterprise and need some quick, cheap, very low-quality traffic.

But if you think you can build an empire by throwing a few dolla dolla bills at a hamster wheel of paid clicks, think again.

If it really is financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)

from MLM Companies

Can you actually make money playing United Games?

Finding information on United Games is like trying to get the dirty details from a secret society without joining.

Their homepage is just a giant sign-up sheet, and you can’t access the rest of their site without entering a code.

I don’t know if that’s supposed to give off an air of exclusivity, but even night clubs in Vegas give you a peek before you pay cover…Have I been involved?

This video explains everything:

Make sense? Either way, here’s the full review on United Games, the company.

Overview

United Games is a fantasy sports affiliate app that charges users to access certain parts of the game and then pays affiliates a percentage of those charges.

It’s basically a “freemium” game – apps that have become notorious for calling themselves free but then charge you dollar after dollar to access any useful portion of the app. In the words of South Park, “freemium isn’t free”.

Only this freemium game comes with an affiliate structure attached, and it’s basically fantasy sports leagues gone totally virtual.

The idea is certainly intriguing. Mobile apps are likely the future for sports fans now that in person attendance is dwindling and fewer people buy cable television. [1]

United Games was founded by CEO Jeff Henderson, who spent over two decades with Nu Skin Enterprises in executive positions. Natalyn Lewis, second in command, also comes from Nu Skin and has also founded her own companies.

The guy they’ve got building the app, Ben Eggett, Chief Technical Officer, is pretty epic. Dude has worked on over 175 projects, many of which were in Fortune 500 web and mobile app companies, and he’s a big name in the Ruby community.

Their mission is to “democratize the way mobile games are marketed and shared” by paying affiliates rather than advertisers to spread the word. Sounds cool, in theory, but really it’s just typical MLM structure dressed up in self-aggrandizing language.

How much does United Games cost?
It only costs $39.99 to become a United Games Affiliate, which is pretty on par with other MLMs. However, since it’s a virtual product, you don’t get much of anything out of your sign-on fee, whereas other MLMs charge the fee to cover product samples.

Additionally, you’ve got to pay a $9.99 monthly membership fee to stay on as an affiliate. Paying $9.99 for an app is expensive, but it’s not outrageous if it offers something you really enjoy regularly. It’s about what people pay for Spotify or Netflix. It also gives you the right to make money off people you recruit.

Products

United Games sells a mobile app, plain and simple. Right?

Not so much.

As with many MLMs, there is a shady side. Many users have reported joining the app because it was advertised as an opportunity to make money for tokens in the app by referring other people to the FREE app.

However, in order to do anything useful, you have to pay $39 to join, and to make money, you have to pay the $10 per month membership fee.

The product is intriguing, though.
Essentially, they’ve developed a proprietary live event predictive analysis engine for sporting events, and they’ve joined that with real-time sports technologies. The app promotes the social aspect of fandom through a fantasy sports type set-up that allows users to interact with each other and make predictions. While they’ve got predictive analysis down, they want users to feel the “game” experience rather than the pure “stats” experience. [2]

The app generally has fantastic reviews from hundreds of people in the iTunes store.

However, it’s got some bad ones as well, including people accusing the app creators of purchasing fake reviews considering the fact that it had hundreds of 5-star reviews the day that it launched, even though it wasn’t working properly. [3]

It’s also yet another “free” app that then charges you all kinds of money to access parts of the game that are actually necessary to play. Basically, your iTunes bill can add up fast playing games like this. The app requires you to by “Tokens” to play, and money from player Token purchases is part of how Affiliates get paid.

Opportunity

Despite the complete lack of information on their website, the compensation plan PDF (once you’re able to find it) is actually pretty detailed.

United Games calls themselves an affiliate program rather than a multi-level marketing company. However, their compensation plan is clearly structured in “pyramid form”, with tiers for affiliate referrals. Your personal referrals are your tier 1, the people they refer are your tier 2, etc.

They also have “zones”, which is your typical ranking system for MLM reps.

Zone 1: You just have to be an active Affiliate (pay the $39.99 start-up fee and the $9.99/month membership fee).

Zone 2: Be an active Affiliate AND have:

• 5 Tier 1 active Affiliates
• 25,000 in total team token volume
• No more than 50% of that total team token volume from 1 Affiliate line

Zone 3: TBA

Zone 4: TBA

Granted, this is a pretty new MLM, but the fact that they’ve released the app and recruited affiliates and still haven’t decided on what Zones 3 and 4 entail is pretty questionable.

There are 3 ways to get paid as a United Games Affiliate:

1. Commission from Tokens purchased

Affiliates convince their friends and family to download the game using their referral code, and from that point on, any time those people acquire tokens (make in-app purchases), that Affiliate gets paid a commission of 10% on Tier 1 and .5%-5% on Tiers 2-9 (the higher your Zone, the more Tiers you unlock).

2. Commission from Tokens played

Affiliates can organize games and invite people to play, and those people who choose to play must pay Tokens. The Affiliate who organized the game then makes a commission on those players’ Tokens ranging from 1-5% on Tiers 1-4.

3. Check Matching Commission

If you encourage the Affiliates in your downline to make commissions in the above 2 ways, you also get a bonus that equals a percentage of their total earned commissions. That bonus starts at 20% on your Tier 1. Zone 2-4 Affiliates can also earn 10% on Tier 2 recruits. Zone 3-4 Affiliates add 5% on Tier 3 recruits, and Zone 4 affiliates earn another 5% on Tier 4 recruits.

Recap

The concept of a fantasy sports app is new and fresh, especially for MLM. It’s also a product that could become wildly popular if done right.

However, the buzz around this particular app has been less than overwhelming, probably because it ends up costing users way too much money. Are you going to start throwing your paychecks away on a mobile app just because your cousin told you it was a fun game? Probably not.

Like so many MLMs, this one clearly places more focus on the recruitment structure and making money off Affiliate fees than they do on actually creating a successful app.

In other words, if you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)

from MLM Companies

Is Discovery Toys a good way to make money?

Lane Nemeth may have lost her passion project to a greedy venture capitalist and the MLM giants known as Avon, but Discovery Toys is still going strong without her.

Educational toys and direct sales combined? Sounds like a stay-at-home-mom’s dream side gig.

Just don’t get carried away thinking it’ll be anything more than that. Have I been involved?

This video explains everything:

Make sense? Either way, here’s the full review on Discovery Toys.

Overview

Discovery Toys is an educational toys MLM that was founded in 1978 by Lane Nemeth, an early childhood educator.

After years of working with children and watching how they learn and play, this was Nemeth’s passion project. She launched Discovery Toys on a $5,000 family loan.

Despite a rocky start and the threat of insolvency, the company eventually found a venture capitalist (or, he found them) named Philip Greer who was willing to invest $100,000 to help them out because he believed in their product so much. The company took off, and their growth skyrocketed.

While that sounds like a win, it came back to bite them years later. The company had grown so much that his initial investment was now worth $12 million, and it was unlikely that Nemeth would be able to pay him out without the company folding. But Greer wanted his money. He took her to court, suing her for not paying out to her minority shareholders even though she had been paying herself a $750,000 salary. He asked that the company, two decades of Nemeth’s hard work, be dissolved so that he could collect his cash. [1]

It didn’t work, but Nemeth did lose her grip on the company. By 1997, her company was worth $100 million in annual revenue, and she had some big buyers looking to acquire what he’d built. She sold Discovery Toys to Avon, one of the biggest MLM giants out there. [2]

Avon was thrilled to take on a new product line and propel Discovery Toys to the top. However, in 2002, Avon sold Discovery Toys to a private equity group. In 2003, they expanded toy sales to China, one of the largest markets in the world. [3]

Discovery Toys is now run by CEO Jerry Salerno. Their products are sold in the U.S., Canada, and China, and they’re based in Livermore, California.

How much does Discovery Toys cost?
The basic startup kit usually cost $89, but they sometimes run promotions that bring the cost down to $49.

The Business Launch Kit contains extra product and training programs, and it costs $125.

The Business Builder Kit, which includes 23 extra best-selling products and additional training and a deluxe website costs $399.

In order to remain active, consultants must place at least $100 in orders each quarter (every three months).

Products

Toys are pretty reasonably priced, especially considering they’re known for quality. Most of them fall in the $25-$45 range. They can go for as cheap as $10 or upwards of $75.

They have a huge variety of toys too, from make-believe play toys to science and logic toys to construction toys. They even sell art supplies and books.

Marbleworks has long been one of the company’s most famous toys – it’s been around since 1982. It’s one of those marble track sets that comes with various plastic half-pipes of different designs and colors that you interlock to construct one big track for marbles to run through.

In addition to their mission of producing high quality, educational toys for all children, Discovery Toys also produces products specifically geared toward the autism and special needs population. They collaborated with Dr. Patricia J. Krantz, director of the Princeton Child Development Institute, for the product design and development.

These toys are marked throughout their catalog with a symbol denoting that they’re particularly educational for children with autism. They also have a chart that explains which toys are especially helpful for children with different developmental challenges. These toys have rave reviews from occupational therapists, special needs teachers, and caregivers.

Opportunity

This is another company that relies on in-home parties. I usually make fun of those, but I guess it’s not a terrible idea in this case, considering your real target market is the buyer’s kids. If the kids are home during the party to play with the sample toy sets, they’ll probably do enough begging and pleading to mom and dad to fill up your order form.

Hosts get their own product discount ranging from 10%-20% depending on their sales numbers, as well as a handful of half-price toys.

Consultants can earn up to 34% commission on their personal sales. They also get up to 7% commission on the sales of their team.

Here are the actual earnings Discovery Toys predicts for in-home parties based on sales numbers:

• $400 in party sales gets you $80 in base earnings and $20 in bonuses.
• $600 in party sales gets you $120 in base earnings and $30 in bonuses.
• $800 in party sales gets you $160 in base earnings and $40 in bonuses.
• $1,000 in party sales gets you $200 in base earnings and $50 in bonuses.
• $1,500 in party sales gets you $300 in base earnings and $105 in bonuses.

So, let’s say you hold two parties every single week, and you always sell very, very, VERY – $1,500 at each party, the highest sales numbers mentioned in the table. Keep in mind that this is NOT easy. Even if you won homecoming queen in high school, no one has enough friends to sustain that.

But even if you did, you would still only make about $3,200 a month before taxes. That’s a below average salary for a rock star sales performance.

As usual, the real money here lies in recruiting, not in holding in-home parties.

Recap

If you’re looking for an MLM that is legitimate, established, and legal trouble-free, this is a great choice. It’s particularly good for moms who can use the product discount to get toys for their kids and who would genuinely have fun selling quality toys to other moms.

Just keep in mind – it’s a side gig at best. Don’t expect to be hitting it big here. Most people are lucky to make back their sign-on costs.

But if it’s financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)

from MLM Companies

Is iMarketsLive just another financial scam? (review)

An MLM with a product that generates its own income?

No, this isn’t Wealth Generators, but it’s not too far off.

Does this mean I’m involved?

This video explains everything:

Make sense? Either way, here’s the full review on iMarketsLive, the company.

Overview

iMarketsLive officially launched in July of 2013, and they’ve gathered up a significant amount of buzz and company growth in the past few years.

They’ve already got a customer base of 55,000 people operating in over 120 countries worldwide.

The NYC-based MLM is founded and led by Chris Terry, who beforehand hadn’t made much of a name for himself, but is certainly starting to now. He dabbled in network marketing, even working for Amway a few years in the 90s, but doesn’t seem to have had extensive experience in the industry before launching iMarketsLive.

However, iMarketsLive combines Forex trading with network marketing, and Terry does have experience in trading. He claims to be a multiple 8-figure trader with 18 years of experience. [1]

According to an interview he did recently, he really wants to focus the company on customer acquisition, making sure that they’re running on a sustainable long-term model and that they’re “primarily a customer base business with a network marketing model attached to it”. [2]

If that’s true, it’s refreshing, considering how many MLMs are so obvious about focusing almost exclusively on the network marketing aspect of their company and not at all about the product/customer. Considering the founder’s primary experience is in the industry of their product and not in network marketing, there’s a chance he’s not just bluffing.

Just last month, the company also announced Alex Morton as their new Vice President of Sales. The guy’s a network marketing prodigy who’s not only been very successful in the industry, but he pretty much founded the “Millennial Movement” that got MLMs to start targeting young folks better before their entire member-base dies out because they’re all baby boomers (ahem, looking at you Avon). [3]

Knowing how to target millennials is one of the most important things any MLM can learn, so this is good news for iMarketsLive.

How much does iMarketsLive cost?
You can join as an IBO or a Customer.

To become an IBO, you only have to pay a $15 start-up fee and a $15 monthly membership fee. Super cheap. You get the right to share their products and partake in part of the compensation plan.

To become a Customer, you need to purchase the Platinum Package. This has a start-up cost of $195 and a monthly membership fee of $145 and generates 145 in Group Volume per month. Huge difference in cost.

One is one of the cheapest I’ve seen, and the other is unreasonably expensive.

Of course, to access the majority of the plan and make any real money, you need to buy into the Platinum Package.

Products

The “product” at iMarketsLive is financial trading software that they claim is worth thousands and thousands of dollars for its ability to make you money.

iMarketsLive offers four different components to their package.

FX Signals Live is a hands free trading service that allows you to set it and forget it. Basically, the program claims to mirror the trades of their experts so that you don’t even have to worry about doing any trading at all.

Live Training Room is a live webinar program where you can watch CEO Chris Terry, a “master trader”, make trades and learn from his prowess.

Harmonic Scanner is a program that will identify and explain patterns in the FOREX market to help you understand and identify good trading opportunities.

Training Education is iMarketsLive’s proprietary trading education that’s filled with a library of videos, webinars, and articles for you to learn more whenever you want.

This is another MLM with a vague, shady product for two reasons:

• There’s no differentiation between customer and representative. The product and right to be an affiliate are in one package.
• The product is already available for free at other places. It’s not hard to find financial trading software that does exactly what these programs do (perhaps even better) for free. That’s because they make their money by charging a percentage of your winnings.

The only part of the product that is at all unique from free programs is access to webinars from their CEO, but there’s not even any solid proof that he’s any more skilled and knowledgeable at FOREX trading than experts you could access for far, far less than $145 per month.s

Opportunity

New Affiliates start out with a pretty generous fast start bonus that pays 4 levels down in recruitment:

• Level 1 (personally sponsored Affiliates): 30%
• Level 2: 10%
• Level 3: 10%
• Level 4: 10%

After that, residual commission are paid out in a 3×8 matrix. Basically, you get three branches in your Level 1 (personally sponsored Affiliates), and each of those gets three branches, and so on down to 8 levels.

You get 8% of each Affiliate’s monthly membership fees in your downline. However, you don’t get access to all 8 levels at once. You have to move up in rank to access more levels. In order to unlock all 8 levels, you’d need to recruit 12 Affiliates.

They also have a few other weekly bonuses, such as a Platinum Bonus (a one-time $5-$35 for each Platinum Package you sell) and a Chairman Infinity Bonus ($1,000-$40,000, but you have to be ridiculously high in rank to even be eligible).

Recap

The compensation plan is decent enough, but the monthly membership fees are pretty high.

They’d be more than worth it if this was an investment you actually saw a return on, but FOREX trading is extremely complex and very, very high risk. Even the Forex Live website is littered in warnings about how risky it is. [4]

Basically, it’s not for beginners, and certainly not for people who want to “set it and forget it” with some app.

What’s more, it’s clear that the focus here is on the network marketing portion of the company and NOT on customer acquisition, as the CEO claimed. All of their customers are also Affiliates, and there’s no differentiation between the two.

I’d be willing to bet that the only people making decent money in this company are making it off membership fees in their downline.

That’s fine if you’re making good money, but we all know that the way MLM is structured means that over 99% of people aren’t building up a downline big enough to make anything at all.

In other words, if you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)

from MLM Companies

Is Nefful just another negative ion scam?

Imagine if fighting major diseases and ailments like Parkinson’s, ADHD, diabetes, back pain, and insomnia were as easy as changing your outfit.

Well, now it is, thanks to Nefful!

According to their affiliates, at least…Does this mean I’m involved?

This video explains everything:

Make sense? Either way, here’s the full review on Nefful.

Overview

Nefful was founded back in 1975 in Shizuoka, Japan by Mr. Hisami Kamijo. They’re now run by Chairman Toshiya Kamijo.

They started branching out in 1989, and now they’ve got offices in Taipei, Kaohsiung, Taichung, Taoyan, Los Angeles California, Hong Kong, Kuala Lumpur, Singapore, and Penang.

At over 600,000 affiliates around the world, they’re one of the bigger MLMs.

How much does Nefful cost?
An affiliate membership to Nefful costs $55.

Products

So, how exactly does Nefful cure the world of all its ailments via their wardrobe?

Well, they produce and sell negative ion clothing (and bedding, and accessories). They claim these negative ions have a positive effect on health, aging, and mood, and that their special Nefflon fiber blend surrounds you in these beneficial negative ions.

Negative ions are naturally found in abundance in places like rivers, beaches, and waterfalls, and it’s said that that’s why people feel so happy in those places. Negative ions have also been called “the vitamins of the air”, and there is some research to support the theory that negative ions have positive effects on health and mood (more on this later).

That’s why everyone started trying to bottle and sell these air vitamins back in the early 2000s.

You’ve seen those negative ion bracelets on TV, at mall kiosks, and at MLMs like jsfklds. Nefful takes those to the next step and decks you out in negative ions from head to toe. They put those things in everything…underwear, blankets, beanies, leg warmers (who still wears those??), cardigans…

And apparently decking your clothes out in negative ions will cost you close to what it would cost to deck yourself out in jewels and bling. A beanie costs $96, and a cardigan costs $550. A blanket? $1,800.

Shoot, for $1,800, that blanket better be made with threads of angel hair and stuffed with feathers from Pegasus’s wings.

That, or it better really cure Parkinson’s.

Of course, there’s ZERO evidence of any of these products actually curing diseases. They might have some other benefits, though…

Benefits

While a 2013 study by BMC Psychiatry concluded that negative ions had no consistent influence on anxiety, mood, relaxation, sleep, or comfort, the study did find slightly lower rates of depression associated with negative ions. That being said, those findings weren’t conclusive, and future research is needed. [1]

Another study showed that negative ions may be an effective treatment for seasonal depression. [2]

Finally, one study published in 2012 showed that negative ion fabrics can significantly improve the symptoms of eczema. [3]

So, the products might have some benefits, they were just way overstated by distributors. Typical.

Side Effects

According to WebMD, there are virtually no side effects associated with negative ions (other than a bleeding wallet).

Opportunity

Commission rates at Nefful are a lot like having sex for the first time– not great, not terrible…it is what it is.

Nefful consultants make 20% commission on personal sales.

Leadership bonuses are available to higher level consultants, and it allows you to earn bonuses based on the sales volume of your team.

If you’re ranked even higher (Area General Manager and up), you can qualify for incentive bonuses. This includes a 2.5% volume bonus on the sales of your entire downline.

Residual commission are paid out on a unilevel structure to consultants ranked Manager or higher.

Managers make 10% down to the next Manager in their team.

Area Managers make 25% on Consultant Sales Volume (infinity levels deep) and 15% on sales volume of team members Manager level or higher.

Above Area Manager you get 30% commission on Consultant Sales Volume infinity levels deep and 20% on the sales volume of your team members who are Managers or up.

More complicated than it needs to be, but it basically means that unless you can recruit, recruit, recruit, build up a MASSIVE downline, and shoot like a rocket up to the highest level rankings, you’re not going to make any money.

Recap

The whole negative ion schtick sounds like BS, but they might actually be onto something. It doesn’t matter whether or not the products actually make you feel good, though, because buying a $1,300 blanket is enough to make you qualify as legally insane.

It doesn’t matter how unaffordable their products are, though, because consultants don’t make money off personal sales. They make money off building a team with a huge downline. If you think you can make your way to the top of the pyramid by building a team of thousands of people interested in negative ion-infused panties, go for it.

But if it’s financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)

from MLM Companies